Loan Programs

Affordable Housing

Bedford Lending is a nationwide leader in providing direct loans for affordable housing projects throughout the United States. In the past decade we have helped preserve, recapitalize, or construct over 2,000 units of affordable housing. No project is too big, small, or complex. We have successfully financed projects including:

  • Section 202 Loans
  • RAD Conversions
  • Section 236 Loans

And have combined our high leverage debt financing with:

  • 9% & 4% Low Income Housing Tax Credits ( LIHTC )
  • New Market Tax Credits
  • Tax Exempt Bond Financing
  • Flex Subsidies
  • HAP Contracts (Including assisting with renewals and rent increases)
  • IRP Decouplings


We have extensive experience melding subordinated loans or grants with our existing programs to fill critical equity gaps. Our direct HUD programs can be used to fund capital improvements, cash-out, fund replacement reserves and add supportive services. 

For more information on our loan programs, click the links below:

Affordable Housing Construction / Rehabilitation

Affordable Housing Refinance / Acquisition

Refinance of Existing HUD Loan

Supplemental Loans