Loan Programs

Multifamily Housing

Bedford Lending is a nationwide leader in providing high leverage, non-recourse direct loans for multifamily projects throughout the United States. No project is too big, small, or complex. Whether you are constructing, rehabilitating, acquiring, or refinancing an apartment building, we invite you to contact us so we can complete a free analysis of your project. Program highlights include:

  • Minimum 85% LTV/C
  • Non-recourse
  • Assumable
  • No affordable units required
  • 80% LTV Cash Out available for refinances
  • Maximum 1.176 DCR Requirement

We also have extensive experience combining our debt programs with equity sources and financing mechanisms including:

  • 9% & 4% Low Income Housing Tax Credits ( LIHTC )
  • New Market Tax Credits
  • Tax Exempt Bond Financing
  • Flex Subsidies
  • HAP Contracts (Including assisting with renewals and rent increases)
  • RAD Conversions
  • Historical Tax Credits
  • Grants (AHP, CDBG, etc)


For more information on our loan programs, please click the links below:

Multifamily Housing Construction / Rehabilitation

Multifamily Housing Refinance / Acquisition

Refinance of Existing HUD Loan

Supplemental Loans